Terms and Conditions
These Terms and Conditions ("Terms") govern your access to and use of the Risequitor website and any related services (collectively, the "Service"). Please read them carefully before using the Service.
This is a general draft template provided for informational purposes only. It is not a substitute for advice from a qualified legal professional and does not account for jurisdiction-specific requirements. Risequitor should have this document reviewed and customized by legal counsel before relying on it.
1. Acceptance of Terms
By accessing or using the Risequitor website or any associated tools, content, or services, you agree to be bound by these Terms. If you do not agree with any part of these Terms, you should not use the Service. Continued use of the Service following any updates constitutes acceptance of the revised Terms.
2. Description of Service
Risequitor provides data analysis, informational tools, and decision-support content related to investment portfolios. The Service is intended for general informational purposes and does not constitute personalized financial, investment, tax, or legal advice. Any outputs, reports, or recommendations generated through the Service should be independently verified before being relied upon.
3. No Investment Advice or Guarantee
Nothing provided through the Service should be interpreted as a guarantee of financial performance, investment outcome, or suitability for any particular individual or entity. Investment decisions involve risk, including the potential loss of principal, and you are solely responsible for evaluating the appropriateness of any decision made in connection with information obtained from the Service.
4. Eligibility and Account Responsibility
You must be legally capable of entering into a binding agreement to use the Service. If any part of the Service requires registration, you are responsible for maintaining the confidentiality of your credentials and for all activity that occurs under your account. You agree to notify Risequitor promptly of any unauthorized use.
5. Acceptable Use
You agree not to misuse the Service, including but not limited to: attempting unauthorized access to systems or data, interfering with the normal operation of the Service, reverse-engineering underlying software, or using the Service for unlawful purposes. Risequitor reserves the right to suspend or terminate access for conduct it reasonably believes violates these Terms.
6. Intellectual Property
All content, design elements, software, and materials made available through the Service are the property of Risequitor or its licensors and are protected by applicable intellectual property laws. No license or right is granted to you except the limited right to use the Service in accordance with these Terms.
7. Third-Party Links and Services
The Service may reference or link to third-party websites, tools, or data sources. Risequitor does not control and is not responsible for the content, accuracy, or practices of any third party. Inclusion of such references does not imply endorsement.
8. Disclaimer of Warranties
The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. Risequitor does not warrant that the Service will be uninterrupted, error-free, or free of harmful components.
9. Limitation of Liability
To the fullest extent permitted by applicable law, Risequitor, its affiliates, and personnel shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or investment value arising from or related to your use of, or inability to use, the Service, even if advised of the possibility of such damages.
10. Indemnification
You agree to indemnify and hold harmless Risequitor and its affiliates from any claims, liabilities, damages, losses, or expenses arising out of your use of the Service or your violation of these Terms.
11. Modifications to the Service and Terms
Risequitor reserves the right to modify, suspend, or discontinue the Service, in whole or in part, at any time without prior notice. Risequitor may also revise these Terms periodically. Material changes will be reflected by updating the effective date on this page, and continued use of the Service constitutes acceptance of the updated Terms.
12. Termination
Risequitor may suspend or terminate your access to the Service at its discretion, including for suspected violations of these Terms, without liability for any resulting loss.
13. Governing Law
These Terms shall be governed by and construed in accordance with the laws applicable in the jurisdiction in which Risequitor operates, without regard to conflict-of-law principles. Any disputes arising under these Terms shall be subject to the exclusive jurisdiction of the competent courts in that jurisdiction, unless otherwise required by applicable law.
14. Severability
If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect.
15. Contact
Questions regarding these Terms may be directed through the contact channels listed on the Risequitor website.
Effective date: to be inserted upon publication. This document should be reviewed periodically and updated to reflect changes in the Service, applicable law, or business operations.